Articles January 2022
Why Sleep Matters

Don't snooze and lose? °µÍøAV's Dr. Adela Osman, Chief Medical Research Officer, °µÍøAV South Africa, offers an eye-opening examination of sleep and medicine in ReFlections. She argues that sleep deprivation is an under-recognized public heal...

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Articles January 2022
Prioritizing Life and Health in a Changing Climate through Innovative Insurance Solutions
Climate change¡¯s impact on the world and on insurance continues to grow, and Dr. Georgiana Willwerth- Pascutiu, DBIM, Vice President and Medical Director, °µÍøAV Toronto, explores climate change¡¯s current challenges and opportunities for the insurance industry. Read More
Hyperglobulinemia
Articles January 2022
Hyperglobulinemia and Risk Assessment: A Case Study
°µÍøAV's Dr. Sheetal Salgaonkar, Vice President and Medical Director, Global Medical, °µÍøAV India, offers a fascinating case study on serum protein tests and how they should be considered in risk assessment. Read More
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Articles January 2022
4 Key Considerations for Insurance-Linked Wellness Program Success

Insurance-linked wellness programs, which for years have shown more promise than sustainable results, now appear poised for widespread implementation and impact. In working with clients around the world, °µÍøAV has developed wellness-related insights in four key areas&n...

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Articles January 2022
Goodbye, Hello: The Pandemic Lingers, but its Legacy of Transformation is Already Visible for Reinsurers

Is hindsight 2021? °µÍøAV's Ron Herrmann shares lessons learned from a turbulent year and looks forward to a bright future.

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Research and White Papers January 2022
The Power of Predictive Moments: How digital distribution of life insurance must evolve
When it comes to marketing life insurance, a new study from °µÍøAV suggests timing may be everything. °µÍøAV's behavioral science team conducted an experiment based on a neuroscience testing technique called Implicit Reaction Time to explore how best to predict when consumers... Read More
Publications January 2022
ReFlections Volume 55, January 2022
Read a case study on serum protein tests, explore climate change¡¯s impact on health and more. 

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COVID-19 Rx Script
Articles December 2021
Low-Severity Prescription Medication Histories: Good for Risks?

Individuals who have only low-severity medications in their prescription histories may not necessarily be those with the least mortality risk. In On the Risk, °µÍøAV's experts discuss the ways mortality risk of those with less robust histories and no high-sever...

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Strength test for the frail
Articles December 2021
Frailty: Implications and Risk Assessment for Underwriting
By the year 2060, almost 24% of the US population will be age 65 or older. Biomedical and public health advances have led to great increases in longevity and a shift in disease burden to multiple chronic diseases with aging. In On the Risk, °µÍøAV's experts discus... Read More
Articles December 2021
Agents of Change: Seven Ways Bancassurers are Reimagining Life Insurance
Bancassurers are at a crossroads. Amid rapid evolution in customer expectations, business models and technology, banks and insurers must determine how best to take advantage of change. °µÍøAV's Othmane Akesbi surveys the landscape and shares seven trends to watch. Read More
A woman is computing with symbols of regulation
Articles December 2021
IFRS 17, Economic Volatility, and Reinsurance

To prepare for the implementation of IFRS 17, °µÍøAV has met with life and health insurers around the globe over the past several years. °µÍøAV's Paul Sauv¨¦ shares common themes and insights °µÍøAV has discovered in this process.

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Articles December 2021
Continuous Glucose Monitoring: Insurance Implications

Continuous glucose monitoring (CGM) allows for real-time measurement of blood glucose, and is a technology being used by an estimated 7 million individuals in the U.S. and growing. In On the Risk, °µÍøAV's Drs. Dave Rengachary and Lauren Garfield explore t...

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Articles December 2021
One Underwriter¡¯s Story, One Breakthrough COVID-19 Infection, and an Ongoing Conversation
A harrowing bout with a breakthrough case of COVID-19 causes °µÍøAV's Jennifer Johnson to have a breakthrough of a different kind. She shares her wrenching personal experience, offers some lessons learned, and embarks on a conversation with °µÍøAV's physicians about the parti... Read More
Articles December 2021
The Case for a Data and Analytics Ethics Framework in Insurance

°µÍøAV has launched a Data and Analytics Ethical Framework, a set of enterprise-wide guiding principles for data utilization. °µÍøAV's Doug Knowling  explains...

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Articles December 2021
The Promising Future of Insurance: The Role of Reinsurance, Data and Genomics, and the Asia Market
In , Greig Woodring, retired president and CEO of °µÍøAV and the International Insurance Society¡¯s 2021 Insurance Hall of Fame inductee, shares his unique... Read More
Research and White Papers December 2021
Cardiovascular Aging: Causes and Intervention

This article is the last in a three-part series, highlighting areas of research funded by the Longer Life Foundation (LLF), a not-for-profit organization that supports the study of scientific and public health factors predicting mortality, morbidity, longevity, ...

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Articles November 2021
Giving the Gift of Protection: Five Ways to Transform Your Underwriting Strategy for 2022

Customers increasingly demand a seamless, non-intrusive, insurance purchasing experience. Multivariate technologies can empower life and health carriers to deliver. 

Curious? Ask AURA.

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Image of a digital shield superimposed over a laptop
Articles November 2021
Building Trust in a Digital World
The insurance industry is built on trust. The pandemic and its fallout, along with the emergence of a more digital society, threaten to erode that trust. Actuaries must continue to develop behaviours and tools that make instilling trust a primary focus moving forward. Read More
Opioid pill bottles
Videos November 2021
Opioid Addiction and Its Impact on Actuarial Science

Curious about °µÍøAV's medical insights?  Contact us to learn m...

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